SnowbirdInsurance.com (a part of Trip Insurance Store.com) is a BBB Accredited business:

Call SnowbirdInsurance.com toll-free at 1-888-407-3854 or email us at steve@snowbirdinsurance.com

Benefits for All Ages:
- No questionnaires
- Prior to Purchase, not Departure Date Lookback
- Up to $1,000,000 medical
- No deductibles
- No copays
- 365 day Max trip length
- Want more info?
Email us here or call 1-888-407-3854

"I usually get my travel insurance in Canada but a friend urged me to see what you have to offer. Can you help us?

My wife (age 77) and I (age 78) winter in our Florida home for 5 months. We're in good health but we take different medications with no changes in over a year."

Read what many other Canadians say, too.

Live Help / Online Chat

If the icon's coloured, we're available right now. Or leave us a message.

Call us toll-free at 1-888-407-3854, click here or write us here if you have a stable pre-existing condition in the 180 day lookback period.


Call Deanna, Becky, Tony or Steve: 1-888-407-3854 (toll free) or 507-214-3854 Mon - Fri: 8:45 am - 9:30 pm ET, and on weekends or via email at steve@snowbirdinsurance.com

Recommend this page

Home | $100,000 medical (to 365 days) | $250,000 (to 90 days) | $1,000,000 (to 90 days) | Annual | Top Up | Medjet | Lookback Period | What Other Canadians Say

Note: All Prices and Benefits are in US Dollars

Canadian Snowbirds Travel Medical Insurance

I am confident in dealing with you and feel that you treat me honestly and with my interest in mind. Thank you. Allan O., Kelowna, BC
(Allan’s $100,000 claim was paid in 2008 & he’s happy to tell you about it)

Canada’s a fine place to live, except for the winters. Thankfully, your good neighbors to the south have some warm and sunny states. And we mostly speak a recognizable form of English. Plus the US Dollar has dropped in value.

Your only concern is medical insurance – Canadian plans keep going up in price while the benefits keep going down. Plus, they penalize you for following your doctor’s orders and faithfully taking your medications. Finally, if you make a claim they feel like you’re trying to cheat them.

This Snowbird Insurance plan is the
CSA Freestyle Luxe Plan

The Freestyle Luxe can cover your stable pre-existing conditions. Why? Since Freestyle Luxe was designed as a trip cancellation plan, you get:

  • $250,000 Secondary medical
  • No Pre-certification requirements – you choose your medical facility
  • No deductibles nor copays
  • Available to age 99
  • 180 Day Pre-existing Condition Lookback Period
  • You can waive the Pre-Existing Condition exclusion if you buy this plan no later than 24 hours after you pay your final trip payment on the most expensive part of your trip.
  • You can get this plan until the day before you leave on your trip
  • This covers you for any trip of up to 90 days in length
  • A $0 trip cost makes your policy’s effective date the day you leave on your trip (this means there’s no pre-existing conditions coverage)
  • Get a quote right now to see how cheap it is
Here’s how CSA Freestyle Luxe defines a pre-existing condition:

Pre-Existing Condition means an illness, disease, or other condition during the 180-day period immediately prior to your effective date for which you or your Traveling Companion or Family Member is scheduled or booked to travel with you:

1. received, or received a recommendation for, a diagnostic test, examination, or medical treatment; or

2. took or received a prescription for drugs or medicine. Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180-day period before coverage is effective under this Policy.

A brief description is below, click here to download or read the CSA Freestyle Luxe Certificate of Coverage.

The CSA Freestyle Luxe Plan Covers:

Plan Name Freestyle Luxe
Secure online order form link (you don’t pay extra fees using us) CSA Freestyle Luxe Secure Online Quote & Order Page
Who can get this? Any Canadian resident
Money Back Guarantee 10 Days
Secondary Emergency Medical $250,000 Policy Maximum
Emergency Medical Evacuation / Repatriation $1,000,000 Policy Maximum
Emergency Dental Treatment for Accidental Injury (per person) $750
Pre-Existing Condition Lookback Period 180 Days
Your deadline to waive the Pre-Existing Condition exclusion No later than 24 hours after your scheduled final trip payment
24 Hour Emergency Assistance Yes
Insurance Underwriter Stonebridge Casualty Insurance Company (A- Rated)
Secure online order form link (you don’t pay extra fees using us) CSA Freestyle Luxe Secure Online Quote & Order Page

Here are the CSA Freestyle Luxe Plan Prices:

  • CSA Freestyle Luxe (not from us) has a $6 non-refundable administration fee (not per person) you need to add to the prices below.
  • Policies with trip lengths over 90 days are issued “pending” subject to Underwriter approval. Call us for free at 1-888-407-3854 to get a quote if your trip length is over 90 days.
The CSA Freestyle Luxe Plan’s Prices:
Per Person Trip Cost 61 – 70 71 – 75 76 – 80 81 – 84 85+
$0 54 59 70 129 136
$1 – 250 66 79 93 142 158
$251 – 500 84 96 117 167 195
$501 – 750 112 134 157 213 251
$751 – 1,000 133 158 201 260 329
$1,001 – 1,500 166 196 249 338 404
$1,501 – 2,000 212 249 321 436 521
$2,001 – 2,500 261 306 405 545 643
$2,501 – 3,000 309 360 486 652 769
$3,001 – 3,500 350 425 577 771 889
Per Day Cost for Over 31 days Trip Length $10 per day over 31 days $10.50 per day over 31 days $12.25 per day over 31 days $14 per day over 31 days $15.75 per day over 31 days

Here’s what another Snowbird says:

We did our business with Steve this year & last year. He is a very nice person & very easy to talk to. He makes sure you are satisfied with your insurance before he will rush you through & hang up the phone. I will surely spread the word about your insurance. Many thanks. Norma & Jesse Murray, Nova Scotia

Share and Enjoy:
  • Print
  • Digg
  • Sphinn
  • del.icio.us
  • RSS
  • Facebook
  • Mixx
  • Google Bookmarks
  • Twitter
  • Technorati
  • LinkedIn
  • Fark
  • Add to favorites
  • Google Buzz
Home | $100,000 medical (to 365 days) | $250,000 (to 90 days) | $1,000,000 (to 90 days) | Annual | Top Up | Medjet | Lookback Period | What Other Canadians Say

Recommend this page

Easily Contact SnowBirdInsurance.com

SnowbirdInsurance.com - a division of TripInsuranceStore.com

Call Deanna, Becky, Tony or Steve at: 1-888-407-3854 (toll free) or 507-214-3854

Office hours: (Eastern Time Zone)
Monday - Friday: 8:45 am - 9:30 pm
Saturday: We're usually here during the day
Sunday: We're usually here in the afternoon
We'll call you back if we miss your call


Email us here

Have Questions? or Ready to Buy? Call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

This link kills spam for free