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"I usually get my travel insurance in Canada but a friend urged me to see what you have to offer. Can you help us?
My wife (age 77) and I (age 78) winter in our Florida home for 5 months. We're in good health but we take different medications with no changes in over a year." Read what many other Canadians say, too. |
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Live Help / Online Chat
If the icon's coloured, we're available right now. Or leave us a message.
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Call us toll-free at 1-888-407-3854, click here or write us here if you have a stable pre-existing condition in the 180 day lookback period. |
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Call Deanna, Becky, Tony or Steve: 1-888-407-3854 (toll free) or 507-214-3854 Mon - Fri: 8:45 am - 9:30 pm ET, and on weekends or via email at steve@snowbirdinsurance.com
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Note: All Prices and Benefits are in US Dollars
Canadian Snowbirds Travel Medical Insurance
I am confident in dealing with you and feel that you treat me honestly and with my interest in mind. Thank you. Allan O., Kelowna, BC
(Allan’s $100,000 claim was paid in 2008 & he’s happy to tell you about it) |
Canada’s a fine place to live, except for the winters. Thankfully, your good neighbors to the south have some warm and sunny states. And we mostly speak a recognizable form of English. Plus the US Dollar has dropped in value.
Your only concern is medical insurance – Canadian plans keep going up in price while the benefits keep going down. Plus, they penalize you for following your doctor’s orders and faithfully taking your medications. Finally, if you make a claim they feel like you’re trying to cheat them.
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The Freestyle Luxe can cover your stable pre-existing conditions. Why? Since Freestyle Luxe was designed as a trip cancellation plan, you get:
- $250,000 Secondary medical
- No Pre-certification requirements – you choose your medical facility
- No deductibles nor copays
- Available to age 99
- 180 Day Pre-existing Condition Lookback Period
- You can waive the Pre-Existing Condition exclusion if you buy this plan no later than 24 hours after you pay your final trip payment on the most expensive part of your trip.
- You can get this plan until the day before you leave on your trip
- This covers you for any trip of up to 90 days in length
- A $0 trip cost makes your policy’s effective date the day you leave on your trip (this means there’s no pre-existing conditions coverage)
- Get a quote right now to see how cheap it is
| Here’s how CSA Freestyle Luxe defines a pre-existing condition:
Pre-Existing Condition means an illness, disease, or other condition during the 180-day period immediately prior to your effective date for which you or your Traveling Companion or Family Member is scheduled or booked to travel with you:
1. received, or received a recommendation for, a diagnostic test, examination, or medical treatment; or
2. took or received a prescription for drugs or medicine. Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 180-day period before coverage is effective under this Policy. |
A brief description is below, click here to download or read the CSA Freestyle Luxe Certificate of Coverage.
Here are the CSA Freestyle Luxe Plan Prices:
- CSA Freestyle Luxe (not from us) has a $6 non-refundable administration fee (not per person) you need to add to the prices below.
- Policies with trip lengths over 90 days are issued “pending” subject to Underwriter approval. Call us for free at 1-888-407-3854 to get a quote if your trip length is over 90 days.
| The CSA Freestyle Luxe Plan’s Prices: |
| Per Person Trip Cost |
61 – 70 |
71 – 75 |
76 – 80 |
81 – 84 |
85+ |
| $0 |
54 |
59 |
70 |
129 |
136 |
| $1 – 250 |
66 |
79 |
93 |
142 |
158 |
| $251 – 500 |
84 |
96 |
117 |
167 |
195 |
| $501 – 750 |
112 |
134 |
157 |
213 |
251 |
| $751 – 1,000 |
133 |
158 |
201 |
260 |
329 |
| $1,001 – 1,500 |
166 |
196 |
249 |
338 |
404 |
| $1,501 – 2,000 |
212 |
249 |
321 |
436 |
521 |
| $2,001 – 2,500 |
261 |
306 |
405 |
545 |
643 |
| $2,501 – 3,000 |
309 |
360 |
486 |
652 |
769 |
| $3,001 – 3,500 |
350 |
425 |
577 |
771 |
889 |
| Per Day Cost for Over 31 days Trip Length |
$10 per day over 31 days |
$10.50 per day over 31 days |
$12.25 per day over 31 days |
$14 per day over 31 days |
$15.75 per day over 31 days |
Here’s what another Snowbird says:
| We did our business with Steve this year & last year. He is a very nice person & very easy to talk to. He makes sure you are satisfied with your insurance before he will rush you through & hang up the phone. I will surely spread the word about your insurance. Many thanks. Norma & Jesse Murray, Nova Scotia |
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Easily Contact SnowBirdInsurance.com
Call Deanna, Becky, Tony or Steve at: 1-888-407-3854 (toll free) or 507-214-3854
Office hours: (Eastern Time Zone) Monday - Friday: 8:45 am - 9:30 pm Saturday: We're usually here during the day
Sunday: We're usually here in the afternoon
We'll call you back if we miss your call
Email us here
Have Questions? or Ready to Buy? Call Deanna, Becky, Tony or Steve toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.

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