SnowbirdInsurance.com (a part of Trip Insurance Store.com) is a BBB Accredited business:

Call SnowbirdInsurance.com toll-free at 1-888-407-3854 or email us at steve@snowbirdinsurance.com

Benefits for All Ages:
- No questionnaires
- Prior to Purchase, not Departure Date Lookback
- Up to $1,000,000 medical
- No deductibles
- No copays
- 365 day Max trip length
- Want more info?
Email us here or call 1-888-407-3854

"I usually get my travel insurance in Canada but a friend urged me to see what you have to offer. Can you help us?

My wife (age 77) and I (age 78) winter in our Florida home for 5 months. We're in good health but we take different medications with no changes in over a year."

Read what many other Canadians say, too.

Live Help / Online Chat

If the icon's coloured, we're available right now. Or leave us a message.

Call us toll-free at 1-888-407-3854, click here or write us here if you have a stable pre-existing condition in the 180 day lookback period.


Call Steve, Deanna or Becky: 1-888-407-3854 (toll free) or 507-214-3854 Mon - Fri: 8:45 am - 7 pm ET or at steve@snowbirdinsurance.com

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Home | $100,000 medical (to 365 days) | $250,000 (to 90 days) | $1,000,000 (to 90 days) | Annual | Top Up | Medjet | Lookback Period | What Other Canadians Say

Note: All Prices and Benefits are in US Dollars

Canadian Snowbirds Travel Medical Insurance

I am confident in dealing with you and feel that you treat me honestly and with my interest in mind. Thank you. Allan O., Kelowna, BC
(Allan’s $100,000 claim was paid in 2008 & he’s happy to tell you about it)

Before You Go Any Farther, You Need to Know How SnowbirdInsurance.com’s Plans’ Lookback Period
Differs From Canadian Travel Insurance Plans:

Snowbird Insurance’s USA Plans

  • The 6 or 12 months (depending on the plan) prior to your policy purchase date except Atlas
  • The Atlas Plan counts the 2 Years prior to your policy’s effective date

Canadian Travel Insurance Plans

  • A specific number of days before your departure date

Here’s an example:

  • You buy a Travel Insurance Plan on August 20th for a trip departing November 1st and coming home on December 20th.
  • On August 29th, you have an angioplasty (never had this nor anything related before) and get a stent that same day.
  • On November 13th, something happens with your arteries and you need emergency treatment on your trip.
  • Will your Travel Insurance pay your medical claim?

Snowbird Insurance’s USA Plans

  • Yes, because the angioplasty happened after you bought the policy

Canadian Travel Insurance Plans

  • No, because the angioplasty happened before your departure date

Canada’s a fine place to live, except for the winters. Thankfully, your good neighbors to the south have some warm and sunny states. And we mostly speak a recognizable form of English. Plus the US Dollar has dropped in value.

Your only concern is medical insurance – Canadian plans keep going up in price while the benefits keep going down. Plus, they penalize you for following your doctor’s orders and faithfully taking your medications. Finally, if you make a claim they feel like you’re trying to cheat them.

You Have 3 Snowbird Insurance Plan Choices:

Plan Name & Link to its Details My Travel Guard Plan Details Freestyle Luxe Plan Details GlobalTrip Plan Details
Maximum Medical Coverage (USD) $100,000 $250,000 $1,000,000
Emergency Medical Transportation $1,000,000 $500,000 $250,000
Hospital of Choice? Optional No No
Maximum Trip Length 365 Days 90 Days 90 Days
Maximum Age 99 109 89
Waive Pre-ex Condition Exclusion? Yes Yes No
Pre-ex Conditions Lookback Period 180 days prior to policy purchase, not departure date 6 month period (for Age 70+ 12 month period) prior to policy purchase, not departure date
Secure Online
Ordering Form
Buy the My Travel Guard plan here Buy the Freestyle Luxe plan here Buy the GlobalTrip plan here

You Have 3 Other Plans Available:

Here’s what another Snowbird says:

We did our business with Steve this year & last year. He is a very nice person & very easy to talk to. He makes sure you are satisfied with your insurance before he will rush you through & hang up the phone. I will surely spread the word about your insurance. Many thanks. Norma & Jesse Murray, Nova Scotia

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Home | $100,000 medical (to 365 days) | $250,000 (to 90 days) | $1,000,000 (to 90 days) | Annual | Top Up | Medjet | Lookback Period | What Other Canadians Say

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Easily Contact SnowBirdInsurance.com

SnowbirdInsurance.com - a division of TripInsuranceStore.com

Call Steve, Deanna or Becky at: 1-888-407-3854 (toll free) or 507-214-3854

Office hours: (Eastern Time Zone)
Monday - Friday: 8:45 am - 7:30 pm
Saturday & Sunday: Live phones closed
We return all missed calls asap during normal hours
We also check voicemail & call you back


Email us here

Have Questions? or Ready to Buy? Call Steve, Deanna, Becky or Mary toll free at 1-888-407-3854 (US & Canada) or 507-214-3854.